<sup>Tailored for You</sup><br/>A Custom Approach is Key to a Successful Plan

Tailored for You
A Custom Approach is Key to a Successful Plan

We are the financial tailors that are here to help you create a plan that focuses on various healthcare exposures you face while working and in retirement. Our data driven approach helps us craft the right combination of products and services for you and your family by focusing on your goals in all stages of life.

Learn more
<span style="font-weight: 400;" data-mce-style="font-weight: 400;">Our Process is About You</span>

Our Process is About You

What’s important to you in life?

  • Like a tailor, we start with your current measurements and take a snapshot of where you are currently in the retirement planning process. We recognize that everyone is different, and we do not believe in a one size fits all approach. 
  • Once we’ve reviewed your goals and your current situation, we begin crafting a plan that first builds a foundation for you and your family that protects against life’s obstacles.
  • Once that is complete, we start working on helping you and your family make your financial and retirement goals a reality.
  • Finally, we create a process that constantly monitors and modifies your plan as you and your family’s life evolve.
Learn more
Our Philosophy

Our Philosophy

As the creators of the Tailored Individual Pension Plan (TIPP), we understand that every plan should reflect your needs. While we believe all successful plans are built with a combination of guaranteed income, tax-free healthcare dollars, long-term care and changing life events in mind, we also recognize that no two families are alike. 

We strive to deliver our clients unique, custom-tailored solutions that fit their needs and their families’. Unlike a suit that may not fit over time, our solutions will grow with you. The right type of planning is not an event, but rather a continuing process that can adapt as your needs and goals change.

Learn more

 Your Goals. Our Strategies.

Learn more about the areas we can help you achieve your vision.

Income

Income

Most of us spent a career earning a paycheck from our employer or from building a business.  Even though the job was not always guaranteed, we counted on our paychecks to support us and our family.  While a lot of our grandparents retired with guaranteed income through a pension, most retirees today do not have that option available in their 401(k) or 403(b).  It is now the responsibility of the retirees to manage their own investments to ensure they do not outlive their retirement assets.  We assist our clients in creating different guaranteed income sources so our clients can sleep well at night knowing that whether they live to 75 or 105, the income will continue to flow.

Learn more
Protection

Protection

Covid has taught us many things about how all our lives can be changed in a single minute, hour, day, month or year.  Protecting yourself and your family against unforeseen events is the foundation of our Bespoke planning process.  Your income, your assets, your life, your business, your ability to work, and more need to be addressed in creating a proper retirement plan.  As the great speaker Trent Shelton has said many times, and we paraphrase, “Do you want to pass the baton to your spouse and children with a lead or leave them behind in life?”  Our plans make sure that if something tragic should happen to you or your family, the baton will be passed with a lead!

Learn more
Healthcare

Healthcare

As the saying goes, nothing is certain but death and taxes.  You might want to add another component to that, Healthcare.  While many people have the belief that Medicare is free, for most people, the costs can be the same or more than what they were paying while working.  In fact, for those retirees who have saved and have higher incomes, their costs can be significantly higher because of the means testing of Medicare Part B and D premiums and the lack of tax deductibility.  We design a custom plan that forecasts healthcare costs in retirement and focuses on tax-free income to offset these costs.

Learn more
Long-Term Care

Long-Term Care

Fifty years ago, few people worried about what would happen if they had to take care of an aging parent or grandparent.  Fast forward to today, where many people no longer reside near or even in the same state as their parents and grandparents.  It is understandable, then, the current issues that affect society when it comes to taking care of loved ones who can no longer care for themselves.  Cognitive impairments are expected to double or even triple over the next 30 years, and most financial plans are not set-up to offset the tremendous financial impact of a cognitive impairment.  That’s why it’s important to include Long Term Care in your retirement planning.  We focus on designing a plan while you are still working that can leverage some of the tax incentives to purchasing Long Term Care.  Further, our plans include options that can pass on death benefits to heirs should the coverage never be needed.

Learn more

Helpful Content

Curated articles, videos, and more, for a financially savvier you.

Insurance Needs Assessment: When You're Young and Single

Insurance Needs Assessment: When You're Young and Single

Even if you’re young and single, you should still consider protecting yourself.
Learn More
What Is My Current Net Worth?

What Is My Current Net Worth?

Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Learn More
What Can You Buy With 529 Distributions?

What Can You Buy With 529 Distributions?

This article can be a helpful guide when begin preparing for education expenses.
Learn More

Have a question? We're ready to help.

Thank you!
Oops!